As someone deeply concerned about privacy and the ethical implications of technology, I believe that allowing AI agents to open and manage bank accounts presents significant risks. AI lacks the accountability and judgment required to faithfully handle financial matters that can have profound impacts on individuals. Furthermore, such a move could exacerbate issues of surveillance and data misuse, as AI could be subject to exploitation or errors without recourse. While AI can assist in financial tasks, ultimate control and management should remain in human hands.