Comment by Brenda Leong

We are moving from AI-as-tool, where a human uses a machine to support their own analysis or recommendations, to AI-as-agent, where the machine initiates, decides, and executes, potentially without human involvement. A fiduciary gap emerges in a world of agentic AI. Without a fiduciary standard, the Duty of Loyalty functionally disappears. Unverified source (2026)